​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​State Trust Fund Loan Calculator 


The calculator is pre-fil​led in for a $100,000 loan for 5 years at 6.0% to be disbursed two months from today with the first payment due on March 15.​ 

Change one or more values to test your​ desired loan.  

An accurate​ loan estimate will require 4 pieces of information:   

1:  The amount of money you wish to borrow (no commas).   ​

2:  The number of years you wish to take the loan out for (number of annual payments you wish to make).   

3:  The interest rate based on your desired loan term (see the current Interest r​ate page for available rates and terms - enter 6.0 for a loan rate of 6.0).   

4:  T​he date when you would like the loan disbursed (this ​will default to 2 months from today - average time to fund a loan​)​.  Click on the calendar icon next to the date to use the date picker.   

Important Notes:  Loans disbursed between August 31 and March 14 will not have a loan payment due ​the following year.​  This calculator provides estimated payments​ - your actual payment will set during the loan approval process.  Your final loan payment may vary by up to 20​ cents.  Payments due on Saturday and Sunday are due the following​ business day. 

Contact the BCPL Loa​n Officer for more information. 

BCPL Loan Amortization Calculator

BCPL Loan Amortization Calculator

Loan amount:
(Valid range 5,000 to 25 Million)
Number of Years:
(Valid range 5 - 20)
Annual Interest Rate:
(Valid range 1.00 to 10.0)
Loan Disbursement Date:
(Date Money Needed)
First Loan Payment Due:
(System calculated)